RESULTS
Track Record

Real Results for Real People

Every case we win puts money back in the hands of consumers who were wronged by predatory auto lenders. Here's what fighting back looks like.

$0
Out-of-Pocket Cost to Clients
6–18mo
Typical Resolution Timeline
5
Major Lenders Challenged
100%
Contingency — No Win, No Fee

Case results depend on a variety of factors unique to each situation. Past results do not guarantee or predict a similar outcome in any future case. All amounts are illustrative of the types of recoveries available under applicable consumer protection laws.

Case Outcomes

What Fighting Back Looks Like

$18,400
TILA Violation + Wrongful Repossession
Exeter FinanceTX

Client's vehicle was repossessed while current on payments. Exeter failed to provide required pre-repossession notice and had charged undisclosed fees at origination. Arbitration award included actual damages, statutory damages, and attorney's fees.

$11,200
Force-Placed Insurance + Deceptive Servicing
Santander Consumer USAFL

Client was charged for force-placed insurance despite maintaining their own coverage. Santander failed to remove the charge after proof was provided. Claim included TILA violations and state consumer protection claims.

$9,750
Inflated Loan Amount + Add-On Products
Credit Acceptance CorpOH

Client financed a vehicle through a CAC dealer and was charged for a warranty and GAP insurance they did not agree to. The inflated loan amount left the client immediately underwater. Settled in pre-arbitration demand phase.

$14,600
FDCPA Violations + Credit Reporting
Westlake FinancialGA

Client was subjected to harassing collection calls and Westlake reported the account as delinquent despite payments being made. Claim included FDCPA violations, FCRA claims, and state law claims.

$22,000
Wrongful Repossession + GPS Disable
BridgecrestAZ

Client's vehicle was remotely disabled and then repossessed while a payment arrangement was in place. Bridgecrest failed to honor the arrangement and did not provide required notices. Arbitration award included punitive damages.

$7,800
Undisclosed Dealer Fees
Exeter FinanceNC

Client was charged dealer documentation and processing fees that were not included in the TILA disclosure. Exeter was liable for the undisclosed charges plus statutory damages and fees.

Legal Basis

Laws We Use to Win

TILA
Truth in Lending Act

Statutory damages up to $2,000 per violation plus actual damages and attorney's fees.

FDCPA
Fair Debt Collection Practices Act

Up to $1,000 per violation plus actual damages and attorney's fees.

FCRA
Fair Credit Reporting Act

Actual damages, statutory damages up to $1,000, and attorney's fees for willful violations.

State Laws
State Consumer Protection Statutes

Many states provide treble damages and enhanced remedies beyond federal law.

Your Case Could Be Next

Every case on this page started with a free consultation. Find out what you may be owed — at no cost and no obligation.