Transparent Pricing

Our No-Risk Fee Guarantee

We built our pricing around one principle: you should never have to pay to find out if you have a case. No hidden fees. No surprises. No risk.

Column 1

Case Evaluation

Always $0

A free structural review of your vehicle loan contract and payment ledger. We identify potential violations, explain your options, and tell you exactly what your case is worth — at no cost and no obligation.

Full loan contract review
Payment ledger analysis
Violation identification
Case value estimate
No obligation to proceed
Get My Free Review
Column 2

Streamlined Disputes

Low Flat Fee

Affordable flat pricing for straightforward disputes. Best suited for online portal convenience fee overcharges or minor credit report errors where the path to resolution is clear and the claim is well-defined.

Illegal convenience fee overcharges
Minor credit report errors
Clear, well-documented violations
Predictable, fixed cost
No percentage of recovery
Evaluate My Case
Most Common
Column 3

High-Damage Claims

$0 Upfront
Contingency — No Recovery, No Fee

For wrongful repossessions and stolen tools, you pay nothing out of pocket. We advance the filing costs and fight to force the lender to pay our legal fees directly. If we don't win, you owe us nothing.

Wrongful repossession claims
Stolen tools & personal property
We advance all filing costs
Lender pays our fees if we win
You keep 100% of your recovery
Start My Claim — $0 Upfront
Why Not Court?

AAA Arbitration vs. Traditional Lawsuit

FactorAAA Arbitration (Us)Traditional Lawsuit
Upfront Cost to You$0 on contingency casesThousands in retainer fees
Filing FeesLender pays (legally required)You pay court filing fees
Timeline3–6 months typical18–24+ months
Your Recovery100% of your individual awardShared in class action
Legal EnforceabilitySame as a court judgmentSame as a court judgment
PrivacyPrivate — not public recordPublic court record
ComplexityWe handle everythingComplex litigation process

Ready to Find Out What You're Owed?

Start with a free case evaluation. Kelly Pride, Esq. will review your situation personally and tell you exactly which pricing tier applies — and what you can expect to recover.